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  • Nov 26
  • Loans and Mortgages
  • Mortgage Loan
  • 664
  • REVIEW RATING 5/5

I initiated a loan application with Third Federal after receiving mailed solicitations from them for a 2.79% mortgage. After initiating the loan paperwork, the bank then informed me that the loan payments would need an auto-debit. This wasn't a big problem, but my wife and I are uneasy granting such access. The bank then scheduled an appraisal, without my input, which came in $35K-$50k under... Read more

Was this review helpful? 6 2

  • Nov 13
  • Loans and Mortgages
  • Baldwin, Georgia
  • Positive Experience
  • 569
  • REVIEW RATING 5/5

I received a mailer offering a low-cost $295 refi of my mortgage at 3.04% from Third Federal in September. I went online and applied for the loan on Third Federal's web site. I own my own business, so proving my income required that I get a statement from a CPA to reflect that my books are in order. I thought this was a little much since they could easily review my business banking statements... Read more

Was this review helpful? 2 0

  • Nov 06
  • Home Construction and Repair
  • Strongsville, Ohio
  • Construction Loan
  • 442
  • REVIEW RATING 5/5

Concern and respect I never felt this once while dealing with Thrid Federal. They may profess their four guiding principles are concern for others, trust, respect and a commitment to excellence but that's not what my husband and I experienced while trying to obtain a new construction loan. We presented documented proof from an investment firm of our assets and were told our income was... Read more

Was this review helpful? 2 1

  • Oct 01
  • Loans and Mortgages
  • Loan Rates
  • 1103
  • REVIEW RATING 5/5

I applied for a loan online per their advertisement. I had 4million assets for $100,000 loan at allegedly "most favorable rate". The no cost loan has cost me over $1000. At 4 months still no funding after two letters I was approved. They are scam artists and bank serves as a personal piggy bank for senior management! Where are the bank regulators and the SEC? Personnel were discourteous and... Read more

Was this review helpful? 15 4

  • Sep 09
  • Loans and Mortgages
  • Columbus, Ohio
  • Loans And Mortgages
  • 1
  • 1
  • 2019
  • REVIEW RATING 5/5

My experience, shortlived as it was, from the start was terrible. I received a mailing offering a (great) refi opportunity. I'm on a 15-year mortgage with 12 years left, and wanted to reduce it to a 10-year, paying more upfront to refi and get a slightly lower rate than I have. I go to the website, fill out the info, put in my invitation code, and waited to be contacted. A week later, I had... Read more

Was this review helpful? 30 8

Ramone Aponte, nmls#696052, was extremely rude and abrupt with my mother,& said he "refused to believe" what she told him,& he actually stomped his feet , & then rolled his eye's Add comment

  • May 20
  • Loans and Mortgages
  • Cleveland, Ohio
  • Mortgage
  • 2
  • 2
  • 1128
  • REVIEW RATING 5/5

I bought a home with a Third Federal mortgage at the end of 2006. I just started my first after college job, and only put 3% down, but thought I was making a sound financial decision putting money into something I would own. Unfortunately, 2006 turned out to be a horrid time to buy a house. Interest rates fell, housing prices fell, and people like me were stuck. To add insult to injury, other... Read more

Was this review helpful? 15 6

  • May 19
  • Finances
  • York, Pennsylvania
  • Heloc
  • 645
  • REVIEW RATING 5/5

Applied for Heloc and everything looked good...Then they asked for a divorce settlement agreement (which there wasnt one) from 9 years ago. I wait about a week, then they rejected my app not over that, but that I had too many expenses??? My credit is 2 points off perfect according to their check, and I have about 700 a month "extra" money...really a measly $100 more a month for a Heloc isn't... Read more

Was this review helpful? 4 0

  • May 15
  • Loans and Mortgages
  • Owings Mills, Maryland
  • Mortgage Loan
  • 1
  • 1
  • 1407
  • REVIEW RATING 5/5

I received notice in invitation in writing in the mail for a $259.00 in closing costs from Third Federal Savings & Loan for a 10 year fixed rate Low Cost Morgage 2.89%/2.94% and 0 points. My loan was pre-prequalified for $50,100 (even though I only own $47,000 and I am paid until 9/1/14) with US Bank Home Mortage. My appraisal done by Third Federal Savings & Loan came out to $300,000... Read more

Was this review helpful? 14 0

  • Apr 12
  • Loans and Mortgages
  • Brecksville, Ohio
  • Mortgage Refinance
  • 1
  • 1
  • 796
  • REVIEW RATING 5/5

Never get a mortgage from this Bank! They do not sell loans to Fannie Mae or Freddy Mac(aka the Government) This means you are not allowed to participate in HARP-Home Affordable Refinance Program. So if the housing market crashes again or values of your home fall, you will not be able to refinance! IF another Lender is close in rate, do yourself a favor and go with them. For a so called local... Read more

Was this review helpful? 10 12

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